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Contact Us:
877-878-2537
360 Phyllis Street
Big Lake, MN 55309
This email address is being protected from spambots. You need JavaScript enabled to view it.
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CCI Underwriters, Inc an Independent Insurance Agency was founded in 1999 to serve the unique needs of the smaller business operations that are often overlooked by larger insurance agencies. 
 

 

CCI Underwriters, Inc. Insurance Agency has the following mission:

As CCI Underwriters protects the business values of our clients with integrity, responsiveness and competency, we will naturally protect the needs of our employees in the same manner. All of our employees believe in the values of integrity, responsiveness and competency. CCI Underwriters, Inc is a professional organization that naturally believes in protecting the needs of our customers and employees.

Like many of the clients we serve, CCI Underwriters is family oriented and privately owned. We know what it means to build something of lasting value for our family while providing excellent services to our clients. After time, our clients and our agency become one 'Big Family'

As insurance professionals, we are committed to providing you with the most up to date information regarding insurance issues. With so many changes in the insurance industry, we want to be able to have the answers you need when you need them.

 office

To contact us, visit or call:

360 Phyllis St, P.O. Box 467

Big Lake, MN 55309

(763) 273-8482 Toll Free (877) 878-2537 / Fax (763) 575-8034

email:  This email address is being protected from spambots. You need JavaScript enabled to view it.

What information do I need to give to my agent or company?

Your agent will ask you what make and model cars you own, roughly how many miles you drive each year, and what kind of liability coverage you will need. The agent will also want to know how many people drive the cars, how old the drivers are, where you live, and driving records of each household member.

The agent will then ask more detailed questions about your cars, such as their Vehicle Identification Numbers (VIN), whether they have passive restraint systems or air bags, anti-lock brakes or anti-theft devices. If you already have another insurance policy with the company for home or life insurance, you might receive a discount on your auto policy. You should also mention if you or other drivers in your household have completed safe-driving courses and if student drivers in your home are getting good grades—both of these may qualify you for discounts on your auto policy.

Once the agent has assembled all of the information, he or she will quote you a premium. The premium will depend on all the factors above and on the deductibles you choose.

What information do I need to provide to my agent about my home?

Your agent will ask you what kind of home you own or rent, roughly how much your possessions are worth, and what kind of liability coverage you will need. The agent will also want to know how many people live in your household, what pets you own, and the general condition of your house. You should also tell him if you own any particularly valuable items that might need special coverage called a floater.

 

 How do I choose an insurance company?
There are many insurance companies, so choosing between them can be a challenge. Here are the main points to keep in mind when selecting an insurance company:
  • Licensing Not every company is licensed to operate in each state. As a general rule, you should buy from a company licensed in your state, because then can you rely on your state insurance department to help if there’s a problem. To find out which companies are licensed in your state, contact the state insurance department.
  • Price Many companies sell insurance policies and prices vary greatly from one to another, so it really pays to shop around. Get at least three price quotes from companies, agents and from the Internet. CCI quotes all our companies to give you the best rate.
  • Financial Solidity You buy insurance to protect you financially and provide peace of mind. Select a company that is likely to be financially sound for many years, by using ratings from independent rating agencies. All the companies we represent are rated "A" by AM Best.
  • Service Your insurance company and its representatives should answer your questions and handle your claims fairly, efficiently and quickly. You can get a feel for whether this is the case by talking to other customers who have used a particular company or agent. You may also want to check a national claims database to see what complaint information it has on a company. Also, your state insurance department will be able to tell you if the insurance company you are considering doing business with had many consumer complaints about its service relative to the number of policies it sold.
  • Comfort You should feel comfortable with your insurance purchase, whether you buy it from a local agent, directly from the company over the phone, or over the Internet. Make sure that the agent or company will be easy to reach if you have a question or need to file a claim.